Financing Options

Layaways

Due to recent changes, we are currently unable to offer layaway options at Oz's Jewelers. However, we encourage you to explore Synchrony Financing, which offers 12 months of interest-free financing on qualifying purchases. This flexible option allows you to enjoy your jewelry now while making manageable payments over time. Please reach out to us for more details!

For Pre-Existing Layaways: A minimum of a 20% deposit must be paid when the item is put on layaway. A monthly payment amount will be agreed upon at this time, & a layaway contract will be signed.

If the layaway is canceled, not paid off within a year, or two consecutive payments are missed, the item will be returned to the floor & will be subject to a 20% restocking fee.